Free 5-Card Starter Guide — No BS, Just Results

Hella Points.
Hella Flights.
Zero BS.

Stop paying full price for travel. We break down credit card rewards so you can fly for free, earn serious cash back, and live your best life — without the financial jargon or rented Lambos.

Hella Points

The Banks Don't Want You to Know This.

Most people leave thousands of dollars in free travel on the table every year — because the points world is deliberately confusing. We cut through the noise.

Fly Free

Turn everyday spending into dream vacations. We show you exactly which cards and redemptions get you there for (almost) nothing.

Maximize Money

Get serious cash back on purchases you already make — groceries, dining, rent. Stop leaving money on the table.

No Guesswork

Simple, straight-up advice explained like a knowledgeable friend at a barbecue. No jargon, no 47-step spreadsheets.

Avoid Traps

Learn the rules — like Chase 5/24 — before you make costly mistakes. We've already made them so you don't have to.

100% Free — No Credit Card Required

Your First Class Ticket to Free Travel Starts Here.

The Free 5-Card Starter Guide reveals the only 5 credit cards you need to kickstart your points journey. No fluff, no upsell — just the cards that deliver hella value.

Chase Sapphire Preferred — the gateway card
Capital One Venture X — the 'free' premium card
Bilt 2.0 — earn on rent & mortgage
Amex Gold — for the food lovers
Chase Freedom Unlimited — the daily driver

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Who the hella are we?

Built for People Who Want the Real Moves.

Hella Points started because the credit card rewards world is full of people trying to sell you something — a $2,000 course, a Lambo lifestyle, or a card they get paid $400 to recommend whether it's right for you or not.

We're not that. We're the friend who actually knows this stuff and will tell you straight — which cards are worth it, which ones are traps, and exactly how to turn your everyday spending into free flights and real cash back.

No jargon. No rented props. No "lock in" energy. Just the moves that work, explained like we're at a barbecue and you asked the right question.

If you're ready to stop paying full price for travel — you're in the right place.

Hella Points — credit card moves that actually work.

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